OwnIt Financial
Statement of Authorisation.
Your Confidence. Our Compliance.
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OwnIt Financial is committed to operating with integrity, transparency and in accordance with the National Consumer Credit Protection Act 2009.
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Our Statement of Authorisation outlines the credit activities we are authorised to undertake on behalf of our Australian Credit Licence holder.
Authorised Credit Representative
OwnIt Financial operates as an Authorised Credit Representative under an Australian Credit Licence (ACL).
This authorisation enables us to provide credit assistance, assess suitable lending solutions, and assist clients throughout the finance application process while complying with all obligations under the National Consumer Credit Protection Act 2009 (NCCP Act).
Australian Credit Licence Number: 384428
1. Scope of our Authorisation
As an authorised credit representative of Australian Credit licence No. I am authorised to engage in the following types of credit activities under the National Consumer Credit Protection Act 2009 (NCCP Act):
Providing Credit Assistance
Assisting consumers in applying for, varying, or remaining in credit contracts orconsumer leases with credit providers or lessors.
Credit Intermediary Services
Acting as an intermediary between consumers and credit providers to facilitate theapplication, variation, or ongoing management of credit contracts.
Credit Assessment & Recommendations
Determine the suitability of credit products for consumers based on financial situation, needs, and objectives and provide recommendations on suitable credit products.
Referring Consumers to Credit Providers
Referring consumers to credit providers with whom we have agreements in place andassisting them in understanding and completing the required documentation.
Information & Guidance
Providing clear information about finance products, lending options and application requirements to help clients make informed decisions.
2. Our Authorised Credit Activities
OwnIt Financial is authorised to assist with a range of finance products designed to meet the needs of individuals and businesses.
Personal Loans
Assistance with both secured and unsecured personal loan applications for a variety of personal and lifestyle needs.
Vehicle & Asset Finance
Finance solutions for cars, motorcycles, caravans, boats, commercial vehicles and business assets, including chattel mortgages and novated leases
Consumer Leases
Assistance with consumer lease agreements while ensuring compliance with all applicable consumer protection legislation
Credit Products
Helping clients compare lending options and recommending suitable finance products based on circumstances, objectives and requirements
3. Responsible Lending Commitment
At OwnIt Financial, responsible lending is at the heart of everything we do.
Before recommending any finance solution, we carefully assess your financial situation, objectives and requirements to help ensure the recommended credit product is suitable for your circumstances and complies with responsible lending obligations.
Our goal is to provide honest guidance, transparent communication and finance solutions that support your long-term financial wellbeing.
4. Compliance with the NCCP Act
National Consumer Credit Protection Act 2009 (NCCP Act)
Responsible Lending Obligations
Australian Securities & Investments Commission (ASIC) Regulatory Requirements
Australian Credit Licence Conditions
Questions about our Authorisation?
If you have any questions regarding our authorisation, licensing or the finance services we provide, please contact OwnIt Financial. We’ll be happy to explain our role and how we can assist with your finance requirements.