personal loans
Personal Loans Designed Around You.
Whether you’re planning a holiday, renovating your home, consolidating debt or covering unexpected expenses, OwnIt Financial helps you find flexible personal loan solutions tailored to your needs.
We compare loan options from a wide range of Australian lenders to help you secure competitive rates, flexible repayments and finance that suits your lifestyle.
We compare finance options from a wide range of Australian lenders to help you secure the funding your business needs – quickly, simply and with confidence.
Flexible Personal Finance For Every Stage Of Life
Life doesn’t always go according to plan. Whether you’re funding a major purchase, managing unexpected expenses or simply looking for a smarter finance solution, OwnIt Financial can help.
We compare personal loan products from multiple Australian lenders to find finance that matches your goals, budget and circumstances. Our personalised approach means you receive clear advice, competitive lending options and support throughout the entire application process.
Access to multiple Australian lenders
Competitive Interest Rates
Flexible Repayment Options
Fast Approvals
Ongoing Support
Personal Loan Solutions
Debt Consolidation Loans
Simplify Your Finances
Managing multiple debts can become stressful. A debt consolidation loan combines eligible debts into one manageable repayment, helping simplify your finances and potentially reduce interest costs.
Finance Can Help With
✔ Credit cards
✔ Store finance
✔ Personal loans
✔ Medical bills
✔ Household debt
✔ Simplified repayments
Home Renovation Loans
Create The Home You Love
Planning a kitchen renovation, bathroom upgrade or outdoor entertaining area? A personal loan can help fund home improvements without accessing your home equity.
Popular Renovations
✔ Kitchens
✔ Bathrooms
✔ Outdoor living
✔ Decks
✔ Landscaping
✔ Home improvements
Holiday & Travel Loans
Make Your Dream Holiday A Reality
Whether you’re planning an overseas adventure, family holiday or once-in-a-lifetime trip, flexible travel finance can help spread the cost over manageable repayments.
Finance Available For
✔ Overseas holidays
✔ Cruises
✔ Family holidays
✔ Honeymoons
✔ Adventure travel
✔ Group tours
Wedding Finance
Celebrate Your Special Day
Every wedding is unique. Personal finance can help cover wedding expenses while allowing you to spread costs over time.
Finance Can Assist With
✔ Venue
✔ Catering
✔ Photography
✔ Wedding attire
✔ Flowers
✔ Honeymoon
Medical & Dental Loans
Finance When Health Comes First
Unexpected medical expenses can arise at any time. OwnIt Financial helps arrange personal loans for a range of medical, dental and elective procedures.
Finance Available For
✔ Dental treatment
✔ Orthodontics
✔ Cosmetic procedures
✔ IVF treatment
✔ Specialist surgery
✔ Medical expenses
Education Finance
Invest In Your Future
Education is one of the best investments you can make. Whether you’re studying, upskilling or completing professional qualifications, education finance can help cover tuition and related costs.
Finance Available For
✔ University fees
✔ TAFE courses
✔ Professional development
✔ Training courses
✔ Equipment
✔ Study expenses
Household Purchases Loans
Finance Major Household Purchases
Whether you’re upgrading appliances or furnishing a new home, personal finance can help spread the cost of larger purchases.
Finance Available For
✔ Furniture
✔ Whitegoods
✔ Electronics
✔ Home office equipment
✔ Air conditioning
✔ Household upgrades
Emergency Expenses Loans
When Life Throws You A Curveball
Unexpected expenses don’t always wait until you’re financially prepared. Personal finance can help provide peace of mind when you need funds quickly.
Common Uses
✔ Emergency repairs
✔ Veterinary expenses
✔ Urgent travel
✔ Unexpected bills
✔ Family emergencies
Lifestyle Loans
Finance The Things That Matter Most
Sometimes life is about creating memories and enjoying experiences. Lifestyle finance can help fund important purchases and life events while keeping repayments manageable.
Finance Options
✔ Sporting equipment
✔ Hobbies
✔ Recreation
✔ Personal projects
✔ Lifestyle purchases
Unsecured Personal Loans
Borrow Without Using Assets As Security
An unsecured personal loan allows eligible borrowers to access finance without offering property or other assets as security.
Our team compares lenders to help find competitive unsecured loan options with repayments tailored to your budget.
Suitable For
✔ General expenses
✔ Lifestyle purchases
✔ Travel
✔ Renovations
✔ Debt consolidation
✔ Unexpected costs
Why Choose OwnIt Financial?
Multiple Lenders
We compare business finance products from a broad panel of trusted lenders.
Personal Finance Solutions
Every client has different goals. We tailor finance solutions around your needs.
Fast Approvals
Many applications receive prompt assessment so you can access funds sooner.
Friendly Local Service
Enjoy personalised support from a Sunshine Coast finance specialist who genuinely cares about helping you achieve your goals.
Our Simple Business Finance Process
Tell us
Tell us what you need finance for
Our Values
We Compare
We compare lenders
Apply
Submit your application
Approval
Approvals and Settlement
Enjoy!
Enjoy your new purchase or project