business loans
Business Loans that Help Your Business Grow.
Whether you’re starting a new venture, expanding your operations or improving cash flow, OwnIt Financial helps Australian businesses access flexible business finance solutions tailored to their goals.
We compare finance options from a wide range of Australian lenders to help you secure the funding your business needs – quickly, simply and with confidence.
Business Finance Made Simple
Running a successful business often requires access to capital at the right time. Whether you’re investing in new equipment, purchasing commercial vehicles, hiring staff or managing seasonal cash flow, OwnIt Financial helps businesses find finance solutions that support long-term growth.
We work with businesses of all sizes—from sole traders and start-ups through to established companies—comparing loan products from multiple Australian lenders to find finance that’s suited to your needs.
Access to multiple Australian lenders
Tailored Finance Solutions
Fast Approvals
Ongoing Support
Business Loan Solutions
Working Capital Loans
Keep Your Business Moving
Healthy cash flow is essential for every business. Working capital finance helps cover day-to-day operating expenses, purchase stock, manage seasonal fluctuations and take advantage of new business opportunities without placing unnecessary pressure on your cash reserves.
Finance Solutions:
✔ Payroll funding
✔ Stock purchases
✔ Supplier payments
✔ Operating expenses
✔ Seasonal cash flow
✔ Business growth
Business Expansion Loans
Finance Your Next Stage Of Growth
Planning to grow your business? Whether you’re opening a new location, purchasing additional equipment, expanding your team or increasing production capacity, OwnIt Financial can help secure funding that supports your long-term business objectives.
Finance Available For
✔ New premises
✔ Additional staff
✔ Equipment purchases
✔ Fleet expansion
✔ Business improvements
✔ Growth capital
Start-up Business Finance
Helping New Businesses Get Started
Starting a business requires more than a great idea—it requires funding. We help entrepreneurs and small business owners access finance to launch their business with confidence.
Finance Can Assist With
✔ Business setup
✔ Equipment purchases
✔ Initial stock
✔ Marketing
✔ Office fit-outs
✔ Working capital
Commercial Property Finance
Invest In Your Business Premises
Whether you’re purchasing your first commercial property or expanding your investment portfolio, commercial property finance can help you secure the right premises while preserving valuable business capital.
Finance Available For
✔ Offices
✔ Warehouses
✔ Industrial buildings
✔ Retail premises
✔ Medical practices
✔ Commercial investment properties
Invoice Finance
Unlock Cash Flow Faster
Waiting for customers to pay invoices can impact business cash flow. Invoice finance allows businesses to access funds tied up in outstanding invoices, helping improve liquidity and keep operations running smoothly.
Ideal For
✔ Trades
✔ Transport
✔ Manufacturing
✔ Wholesalers
✔ Professional services
✔ Growing businesses
Business Line of Credit
Flexible Finance When You Need It
A business line of credit provides access to funds whenever your business needs them, helping you manage unexpected expenses or seize new opportunities without applying for a new loan each time.
Common Uses
✔ Cash flow management
✔ Emergency expenses
✔ Stock purchases
✔ Seasonal demands
✔ Growth opportunities
Franchise Finance
Helping Franchise Owners Succeed
Whether you’re buying into an established franchise or expanding your existing network, OwnIt Financial can help arrange finance for franchise purchases, equipment, fit-outs and working capital.
Finance Options
✔ Franchise purchase
✔ Shop fit-outs
✔ Equipment
✔ Working capital
✔ Expansion
Trade Finance
Support Your Supply Chain
Trade finance helps businesses purchase stock and materials while improving cash flow and strengthening supplier relationships.
Finance Available For
✔ Importing goods
✔ Exporting products
✔ Inventory purchases
✔ Supplier payments
✔ International trade
Fit-Out Finance
Create The Perfect Business Space
From cafés and restaurants to medical clinics, retail stores and professional offices, fit-out finance helps businesses create functional, attractive workplaces without large upfront costs.
Finance Available For
✔ Office fit-outs
✔ Retail stores
✔ Hospitality venues
✔ Medical clinics
✔ Professional practices
✔ Commercial renovations
Business Acquisition Finance
Purchase An Existing Business With Confidence
Buying an established business can be one of the fastest ways to grow. OwnIt Financial helps business owners secure finance for acquisitions, management buy-outs and succession planning.
Finance Available For
✔ Business purchases
✔ Partnership buy-ins
✔ Management buy-outs
✔ Succession planning
✔ Business mergers
Why Choose OwnIt Financial?
Multiple Lenders
We compare business finance products from a broad panel of trusted lenders.
Tailored Finance Solutions
Every business is different. We take the time to understand your goals before recommending finance options.
Fast Approvals
We know opportunities don’t wait, so we work efficiently to help keep your business moving.
Ongoing Support
We’re here long after settlement to support your future business finance needs.
Our Simple Business Finance Process
Tell us
Tell us about the equipment your need and your business requirements
Our Values
We Compare
We compare lenders and finance options to find the best solution for you
Apply
We guide you through a application process to make it easy and simple
Approval
Receive fast approval so you can move forward with confidence
Grow Your Business
Settlement is completed and your busines keeps moving forward